The Intelligence Layer
for Insurance Compliance
AI extracts COI policy data. A deterministic rules engine verifies compliance. Explainable findings and broker remediation are produced automatically — every decision is traceable.
Stop the guesswork of COI compliance.
Built on explainability — not black-box AI. Every finding has a reason. Every decision is auditable.
Explainable Findings
Every PASS/FAIL has a traced reason — no black-box decisions, no guesswork.
Deterministic Decisions
Same input always produces same output. Auditable, repeatable, defensible.
AI-Powered Extraction
GPT-4o reads ACORD 25 certificates and structures policy data into verified JSON.
Audit-Ready Workflows
Full chain of custody — every request, upload, decision, and remediation logged.
Automated Remediation
ISO broker instructions generated automatically. No manual drafting required.
Compliance Visibility
Real-time expiration monitoring and vendor compliance status across all projects.
The Old Way vs. The COIGAP Way
AI-powered compliance intelligence for faster, smarter, fully explainable results.
- Neverending vendor email threadsChasing COIs manually across inboxes
- Decoding dense policy documentsHumans reading certificates line by line
- Wasting hours in compliance reviewsNo automation, no repeatability
- Confusing, inconsistent communicationsVendors don't know what's wrong or why
- Not knowing what you don't knowHidden gaps surface only after incidents
- Hoping for the bestNo audit trail, no explainability
- AI-powered organisation and efficiencyVendor outreach, COI collection and tracking — automated
- Instant answers and simple next stepsGPT-4o extracts every policy detail into verified JSON
- Faster compliance, better resultsDeterministic engine decides in seconds — not days
- Guidance with clarity and confidenceEvery PASS/FAIL has a traceable reason and confidence score
- Proactive alerts and always-on visibilityExpiry monitoring, gap detection, broker remediation automated
- Trusting the intelligenceSame input ? same output, always. Fully explainable. Audit-ready.
The intelligence pipeline — in seconds
From vendor upload to explainable compliance result in under 60 seconds.
Create Template
Define insurance requirements, coverage limits, endorsements, and deterministic compliance rules. Templates power the engine.
Create Project
Attach your template to an operational project. Every vendor assigned automatically inherits all requirements.
Add Vendor
Assign vendors to the project. No manual setup — compliance requirements and templates auto-load for every analysis.
AI Extracts COI Data
GPT-4o reads the ACORD 25 certificate and structures all coverage details, limits, and endorsements into verified JSON.
Deterministic Engine Runs
11+ TypeScript rules evaluate every field against your template. Same input always produces same output — fully auditable.
Explainable Findings & Remediation
PASS/FAIL for every requirement with traceable reasons and confidence scores. ISO broker instructions exported automatically.
Everything you need for enterprise COI compliance
Vendor Portal Uploads
Vendors upload COIs securely without creating accounts
Email COI Upload
Vendors email certificates to your unique COIGAP address
Requirement Templates
Standardize coverage requirements across all projects
AI Policy Extraction
Automatically extract coverage details from ACORD 25
Deterministic Compliance
Same input always produces same output — no variance
Expiry Monitoring
Automated alerts before vendor policies expire
Audit Logs
Track every analysis and decision with full audit trail
Broker Remediation Export
ISO forms and exact instructions ready to send
Built for teams managing vendor risk
Construction & Real Estate
Track compliance across subcontractors and job sites. Automate COI collection at scale.
Healthcare
Ensure vendors maintain active insurance coverage. Audit-ready at all times.
IT & SaaS Vendor Management
Manage third-party vendor risk with deterministic compliance verification.
Logistics & Supply Chain
Track insurance coverage for carriers, brokers, and logistics partners.
Enterprise Procurement
Standardize insurance requirements across all vendors and contracts.
Property Management
Ensure tenants and contractors maintain required insurance at all times.
Every finding is traceable. Every decision is explainable.
Unlike black-box AI tools, COIGAP shows you exactly why a policy passes or fails — with confidence indicators and remediation steps.
Vendors Can Check Their Own COI First
Stop rejection loops before they start.
Before submitting, vendors paste their requirement text and COI. COIGAP tells them exactly what to fix and provides the ISO broker instructions — no account required.
Transform Compliance Into Explainable Intelligence
Join risk teams and compliance managers who use COIGAP to eliminate COI guesswork — with explainable, deterministic, audit-ready intelligence.